Trusted, sustainable health insurance solutions for employers.
Healthcare costs keep rising. Alternatives to traditional insurance seem risky and confusing. We offer employer health plans that reduce health insurance costs and employee deductibles. The result is lower cost care without higher risk.
We rely on a proven approach, refined
by 20 years of experience lowering costs.
$75K in premium refunds.
This manufacturer has used sustainable plan designs for 5 years, saving over $425K and getting tens of thousands in premium refunds.
Over $750K saved in just 3 years.
Through proactive employee engagement and a strategic self-funded plan, this truck dealership has saved over $2,000 per employee per year.
Dropped PEPY costs by $1,300.
A die casting manufacturer immediately lowered their benefits costs by over $1,300 per employee, and they've received $170K in premium refunds.
Key Facts & Figures
Our plans are built to last.
SBG has employers of all sizes and industries, and our plans can adapt for those who are traditionally insured, level-funded, and self-funded. Our plans are supported by technology and partners that have been leading the industry in service and protection, year after year.
Underwriting Management Experts is the largest privately held stop-loss provider in the country.
Verikai is a predictive underwriting tool that leverages over 1 trillion data points to craft precise risk profiles.
SouthernScripts and our other partners manage over 1.5M members, have FDA approval, and bring 20+ years of experience.
Employers choose SBG because healthcare costs are burning out-of-control.
Skyrocketing Rx costs, rising premiums, consolidated health systems, and lack of member education are unsustainable.
We didn’t start the fire, but we can put it out.
SBG is a coalition of like-minded employers with a shared goal: stop out-of-control costs and plant a more sustainable future.
SBG gives employers an integrated model for health plans that meaningfully lower the cost of healthcare and work for self-funded or traditionally-insured organizations.
Plan Results in YoY Savings
How it Works
Our plans are built to offer top-quality care at lower prices. Employers in the coalition are saving up to 25% on health insurance costs every year.
Incentive-based
plan designs
Member education
& support
Strategic Rx
management
Plan Benefits
100% Transparent Costs
on healthcare spending
$0 Deductible Option
for employees when they shop for care
Fixed Monthly Premiums
predictable and understandable spending
1-on-1 Care Navigation
Customized navigation service for all members
Lower Rx costs
saving thousands every month
Reduced total spend
Stabilize and reduce total health insurance spend
Our Plans
Fully-Insured with Rx
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Lower Rx costs by purchasing directly from manufacturers.
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Employees keep the same prescription access, with $0 co-pay.
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Fully insured employers save $500. -$1,250 per employee, per year.
Level-Funded
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Full health plan with incentive-based design.
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Save $1,500 per employee per year with the Level Funded plan.
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Save $1,000 per employee per year on prescription drugs.
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Pay a fixed rate per month and receive a claims refund at the end of the year.
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Care navigation for all employees.
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$O employee deductible
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Comprehensive open enrollment support.
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24/7 support access
Self-Funded
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Full health plan with incentive-based design.
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Save $2,000 per employee per year with the Self Funded plan.
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Save $1,000 per employee per year on prescription drugs.
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Pay your claims on a monthly basis with an option to cap your monthly claims cost exposure just like traditional insurance.
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Care navigation for all employees.
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$O employee deductible
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Comprehensive open enrollment support.
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24/7 support access
How do employee members benefit?
- Concierge service & healthcare navigation
- $0 deductible on select procedures
- Telemedicine
- $0 Co-pay on name brand Rx
